🧭How Coindisco works

Coindisco separates offer discovery from provider checkout.

1. The user selects a buy or sell operation.

2. Coindisco determines the applicable region, payment methods, fiat currencies, assets, and networks.

3. The user enters an amount and, for a buy, a destination wallet.

4. Coindisco requests eligible provider quotes.

5. Quotes are normalized and compared using their effective amounts and rates.

6. The user selects an offer.

7. Coindisco creates a transaction and opens the provider checkout.

8. Transaction status is updated from the provider and can be exposed to the user or business partner.

Direct and indirect purchases

A direct purchase sends the asset bought from the provider to the user's wallet.

For an indirect purchase, the provider sends an intermediate asset to the transaction flow and Coindisco swaps it into the requested token. The quote identifies the intermediate asset and the estimated smart-contract fee.

Coindisco and payment providers

The payment provider processes the fiat payment or payout and determines its final compliance requirements. Coindisco provides aggregation, comparison, routing, and transaction orchestration, but a provider can still request additional information or reject a transaction.